The concept of retirement is flawed, not only because the drop in income based on pension cannot realistically replace salary, much less the benefits - perks of office.
Most retirees are still able to make vital inputs towards developing a better world. In fact, it usually looks like a waste of critical human resource.
One of the usual practice is to invest in passive real estate portfolio as a retirement safety net. Have you given thought to an active real estate portfolio? it is possible to go alone, but it is easier in a cluster of safety that would operate at a competitive scale.
Todays businesses will need scale to survive.
At Metro Coop, we offer real estate cluster of safety.